Looks like the absolute worst storm surge is going to hit the Nature Coast, which is honestly kind of a best case out of a worst case scenario, given that it's the least populated area of Florida's coastline (aside from the area in the far south by the Everglades).
If this had veered just a little bit west, it could have been a massive hit for the same areas that were done in by Hurricane Michael just a few years ago (e.g. Mexico Beach). Can't imagine what that would have done to home/flood insurance in those towns.