the chargers are overrated and always have been. they get picked for the Super bowl every season.
I've never picked them in the past, but this year everything is falling into place for them. The worst thing that can happen to them is for the Colts to lose to BMore. The Chargers play well against the Colts, and their last loss came to the Ravens. I know the regular season doesn't matter, but I think BMore's defense measures up well against SD. If the Colts win tonite, there is no doubt in my mind that the Bolts will go to the Superbowl.