Sure, and if you battle them for a payout, they can just cancel you next cycle around. Nobody says an insurance company has to renew your policy. In the current insurance environment, you are better off if you raise your deductible to a high level ($1,000, say) and self insure the small stuff. If you are a pest to them, they can and will terminate you as a customer.
Well, the way I'm told, at least regarding flood insurance. Flood insurance only covers structure which is supposed to be covered by my Home Owners. So flood insurance would be useless. As far as my "condo insurance" because this is a condo townhouse, I think it only covers a pipe leak.
I had a bunch of leaves near the rear of my house I raked them but I hope they didnt' blow back. From raking I discovered what looked like some holes under my back steps. So I have to call the pest control people to investigate that tomorrow.
Oh, by the way, my washer broke. So I just got back from the Coin Laundry.
Also, I've been coughing a bit so my energy level isn't great.
You've heard the expression, When it rains it poors? Well in my case its more ways than one. OOPS, got to get the laundry (especially the towels) from the car.
Later!
PS.
Thanks for "listening" to my rant and rave.
It helps a lot! And keeps me from going
. You're a great bunch, you really are!