This is expensive! I currently have a single cheap partial season ticket package -- $10 per game for 1 seat in 405, $230 for the season. I do exchanges on that 1 seat, plus my RCR points, to make 11 sets of 3 tix for my family of 3.
For the postseason, I have the right to buy 1 seat for all the playoff games based on my single season ticket package this year. That will cost $780. If we renew for next year by 8/31, we have the right to purchase 2 more sets of postseason tix. So, the total cost for the 3 of us to go to the playoffs will be $2340. If we lose in the first round, or don't make the playoffs, no refunds wil be given, and the amount is just credited to the next season's season ticket package (and from the fine print it appears only the next season, not subsequent seasons). So, to protect against the possibility of being out $2340, we'd have to buy $2340 worth of season tix for next year, which is 10x what we spent this year.
I expected they would waste no time trying to squeeze the profit from being good, and I know my specific situation is exascerbated by the cheapness of my regular season plan, but it still somehow seems pretty ridiculous. Most likely, we will have to forego buying the postseason "strip" and just hope to get to a couple of games via Stubhub.