Anyone that thinks Gilbert Gottfried is hurting for cash is a baboon. Dude has done (and continues to do) a ton of voicework, has a ton in residuals coming in every month, and has one of the most distinct voices ever. Someone else not hurting for cash - Andrew "Dice" Clay.
Then why do the commercial? Makes no sense. Just because dudes have a ton of royalties coming in monthly can mean little. He might have wracked up a ton of debt. Or is used to that phat AFLAC cash. Bottom line, you ain't doing commercials where you dress in a sports team you have zero connection to and look like an idiot for craps and giggles. Don't buy it, sorry. Especially when it isn't even a national ad, just a DC special. That makes no sense to imagine he's rolling in dough and decided, hey, I love that Eastern Motors song! I think I'll dress in Redskins crap and make an ass out of myself.
I've always suspected the Redskins that appear get paid with a new car and not cash. Maybe he wanted a new ride. But bottom line, people that don't have money concerns don't appear in a non-LA, non-NY commercial where the Redskins are the focus, and he's just a retarded sideshow. Appearing in crap like that can only harm his career, not help it. You just aren't doing crap like that if you're living worry free on monthly VA work checks. If he just wanted a sweet ride, his agent would have talked him the freak out of it. That crap is Tara Reid level, holy crap how far they've fallen type stuff.