Kim, it has to be said that if you didn't have bad luck, you'd have no sort of luck at all. Especially at this time of year that's going to be quite a problem for you. I don't know what to say, except I'll certainly pray hard for you and hope that somebody on the board can offer you some help. Don't know what's available to you in the US, but in England there are all sorts of grants that you would qualify for in order to get something like that fixed and paid for by the state, especially if children are involved and it's assessed that their health maybe at risk during periods of cold weather. The UK Government even give ALL British pensioners up to ?300 ($500) as a tax-free hand out every winter to assist with their heating requirements.
Anyway, keep safe, and keep warm!!